In 2013 we created scholarship and graduate assistant opportunities (listed below). In addition, we have created program plan formats that make each year more affordable for you. By decreasing the credit hours (quarter units) each year we hold the costs at a place that falls below the federal direct loan allotment of $20,500. For example, you may attend SWC for two and half years if you choose the program planner – “Option 3” (AT/CN Option 3 Program Plan or Counseling Option 3 Program Plan) and this enables you to cover your costs while still being eligible for scholarships and all other financial aid opportunities. The other program planner options shorten or lengthen your program and can be reviewed here.